Guides
Eight guides, each built around one real decision or question — pick the one that matches yours.
How the FX Spread Actually Costs You Money on an International Transfer
How the FX spread actually costs you money — the hidden markup on the exchange rate, separate from any stated fee, that determines the true cost of sending money abroad.
Read the guide →US Tax Reporting Requirements for Money Sent or Received Internationally
US tax reporting requirements for money sent or received internationally, covering FBAR, Form 8938 and gift tax basics in plain English. General information, not personalized tax advice.
Read the guide →What to Compare When Sending Money to a Different Country
What to compare when sending money to a different country: exchange rate margin, transfer speed, transfer limits, and the rules that differ by destination country.
Read the guide →Bank Wire vs Online Transfer Service vs Money Transfer Operator Compared
Bank wire vs online transfer service vs money transfer operator compared on cost, speed and transfer limits, so you can pick the right method for your corridor and amount.
Read the guide →Cross-Border Money Transfer Terminology Explained in Plain English
Cross-border money transfer terminology explained in plain English — spread, mid-market rate, correspondent banking, SWIFT and IBAN, defined without jargon.
Read the guide →Risks People Underestimate in Cross-Border Money Transfers
Risks people underestimate in cross-border money transfers: delayed transfers, wrong account details, compliance holds, and scam risk on peer-to-peer transfers.
Read the guide →How to Keep Records of International Money Transfers
How to keep records of international money transfers so tax reporting, disputes and future reference are simple — what to save, and for how long.
Read the guide →Questions to Ask a Cross-Border Tax or Financial Professional Before a Large Transfer
Questions to ask a cross-border tax or financial professional before a large international transfer, covering reporting obligations, timing and documentation.
Read the guide →The Cross-Border Transfer Cost Worksheet
Work through the same math this site uses to spot the FX spread, compare transfer methods on your own numbers, and check whether your transfer might trigger a US reporting requirement — on paper, before you send anything.